OVERVIEW 

 

Energetic Insurance, Inc. d/b/a Energetic Capital (“we,” “our,” or “us”) is committed to protecting the privacy and security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and protect the personal information you provide to us through our website (the “Website”). By using our Website, you consent to the practices described in this Privacy Policy. 

 

Please note that this Privacy Policy does not apply to information collected through third-party websites or services that you may access through the Website or that you submit to us through email, text message, other electronic messages, or offline.  

 

PLEASE REVIEW THIS PRIVACY POLICY CAREFULLY. When you submit information to or through the Website, you consent to the collection and processing of your information as described in this Privacy Policy.  

 

This Privacy Policy was last modified September 15, 2023. 

 

INFORMATION WE COLLECT 

 

Types of Information 

 

We collect various kinds of information that you provide to us as well as information we obtain from your use of the Website. Some of the types of information that we may  

collect include: 

 

• “Personal Information” by which you may be personally identified, including but not limited to name, e-mail address, and telephone number;  

• User Data that is about you but individually does not identify you, including but not limited to: 

• technical information: your browser type, service provider, IP address, operating system and webpages visited;  

• information about what you’ve searched for and looked at while using the Website; 

• metadata, which means information related to items you made available through the Website, such as the date, time or location that shared information was posted; and/or 

• cookies and similar tracking technologies. 

• Location Data, including the location of the mobile device or computer used to access the Website 

 

How We Collect This Information 

 

• Directly from you when you provide it to us by using the Website or submitting an inquiry; 

• Automatically as you navigate through the site. Information collected automatically may include usage details, IP addresses, and information collected through cookies, web beacons, and other tracking technologies; and/or 

• From third parties, for example, our business partners and third parties that assist us with our business operations and also collect information (including Personal Information and Usage Data) about you through the Website and share it with us.  

 

We also may use technologies to collect information about your online activities over time and across third-party websites or other online services (behavioral tracking). 

 

How We Use Your Information 

 

We may use the information we collect for any of the following purposes:  

 

• to present our Website and its contents to you; 

• to allow you to participate in any interactive features on our Website; 

• to provide you with information, products, or services that you request from us; 

• to communicate with you, including responding to your inquiries and sending you transactional emails, newsletters, and updates; 

• to notify you about changes to our Website and/or any products or services we offer or provide through it; 

• to operate and improve the Website; 

• to operate, improve and personalize the products and services we offer, and to give each user a more consistent and personalized experience when interacting with us;  

• for customer service, security, to detect fraud or illegal activities, or for archival and backup purposes in connection with the provision of the Website;  

• to better understand how users access and use the Website;  

• to comply with legal obligations, such as tax or accounting requirements; 

• to help us develop our products and services; and/or 

• in any other way that we may describe when you provide the information. 

 

Please note that, in order to provide you with a better experience and to improve the Website, information collected through the Website may be used in an aggregated or individualized manner. 

 

How We Share and Disclose Your Information 

 

We may share and disclose information as described at the time information is collected or in the following ways:  

 

• When you consent; 

• To perform services requested or functions initiated by you; 

• With third party service providers performing services on our behalf to perform the functions for which we engage them (such as hosting and data analyses); 

• During corporate changes, during which we may transfer information, including your Personal Information, in connection with a merger, sale, acquisition or other change of ownership or control by us or of us or any affiliated company (in each case whether in whole or in part);  

• For legal purposes to enforce our rights or available remedies, protect our property or protect the rights, property or safety of others, respond to a subpoena, regulation, or other legal process, or as needed to support external auditing, compliance and corporate governance functions; and/or 

• In aggregated form, that does not include personal identifiers. 

 

Information Storage and Security 

 

We retain information as long as it is necessary and relevant for our operations. We also retain Personal Information to comply with applicable law, prevent fraud, resolve disputes, troubleshoot problems, assist with any investigation, and any other actions permitted by law.  

 

We use cookies and similar tracking technologies to enhance your experience on our Website. You can manage your cookie preferences through your web browser settings. 

 

Data Security  

 

We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. 

 

Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Website. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Website. 

 

Links to Third Party Services 

 

The Website may contain links to third-party websites and services. A link to any third-party service does not mean that we endorse it or the quality or accuracy of information presented on it. If you decide to visit a third-party service, you are subject to its privacy policy and practices and not this Privacy Policy. We encourage you to carefully review the legal and privacy notices of all other digital services that you visit. 

 

Disclaimer: Not Child-Directed 

 

The Website is not intended for children the age of majority in their place of residence. No one under age 13 may provide any information to or on the Website. We do not knowingly collect personal information from children under 13. If you are under 13, do not use or provide any information on this Website or through any of its features or provide any information about yourself to us, including your name, address, telephone number, email address., or any other personally identifying information. If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information. 

 

IF YOU DO NOT AGREE WITH ANY PART OF THIS PRIVACY POLICY PLEASE DO NOT USE THE WEBSITE.  

 

Changes to Our Privacy Policy 

 

Our policy is to post any changes we make to our Privacy Policy on this page. The date the privacy policy was last modified is identified at the top of the page. You are responsible for ensuring we have an up-to-date active and deliverable email address for you, and for periodically visiting our Website and this Privacy Policy to check for any changes.